Personal Savings

Review this page to see which type of Savings Account fits your individual needs and lifestyle! Sign up now for a Personal Savings Account and receive free On-Line Banking (electronic bill payment is available at a nominal charge - click "About On-Line Banking" for more information).

Statement Savings include account access, transaction images, account transfers and payment of FNB loans. Passbook Accounts are limited to balance inquiry and historical data only.

• For Deposit Account Rates, please click here.

Passbook Savings*

Start this traditional Passbook account with a minimum $100.00 deposit. Interest is compounded every day based on your current balance. Non-cash deposits earn interest on the day of deposit and interest is credited to your account semi-annually. Dormant accounts (3 years of no activity) having a balance of below $100.00 will be charged a maintenance fee of $12.00 semi-annually. A service charge of $1.00/month will be charged if the balance falls below $100.00 any day of the month. An early closing fee of $20.00 is charged if your account is closed within 90 days of opening.

Statement Savings*

Open this account with $100.00 and watch it grow as interest is compounded every day, based on your current balance. Non-cash deposits earn interest on the day of deposit. Interest is credited to your account quarterly. Dormant accounts (3 years of no activity) having a balance of below $100.00 will be charged a maintenance fee of $6.00 quarterly. A service charge of $1.00/month will be charged if the balance falls below $100.00 any day of the month. An early closing fee of $20.00 is charged if your account is closed within 90 days of opening.

Money Market Passbook*

Open this account for $2,500.00. While interest is compounded every month and credited to your account every month, it is calculated daily based on the principal in the account. Transactions are limited to three withdrawals per month.

* Your interest rate and annual percentage yield may change. Please contact your nearest branch office for complete account disclosures.