Enjoy friendly, personalized service with every business transaction.


Business Checking
· Unlimited check writing
· No service fees on deposits
· Low monthly balance requirement and a monthly service charge that won't exceed $5.00

Business Now Account
· Reasonable rates
· Interest-bearing account that requires just $1,000.00 and non-cash deposits earn interest on the day of deposit
· Small fee of just .20 cents on each check deposited and each check written. A monthly service charge of just $7.00 if you fall below $1,000.00. Note that Business Now Accounts are only available to sole proprietors.

Business Loans, Credit Lines and Term Loans
We offer financing to suit your organization's specific needs, with a variety of rates, terms and payment schedules. Why not let The First National Bank of Palmerton help you purchase equipment or expand your business? 

Lines of Credit
Lines of credit give you flexibility in borrowing by providing immediate access to cash. They are the ideal choice when you need working capital to fund business needs like accounts receivable and inventory.

Letters of Credit
A domestic letter of credit is used when your business needs to buy goods on credit or enter into a contract requiring a bond or deposit.

Commercial Mortgages
Financing for a new business location, an addition or expansion.

Statements on CD-ROM
Have all your financial information at your fingertips in a flash! At your request, we can provide your account statement and images on a CD-ROM. This is a terrific alternative to paper statements, especially if you plan to place important records in long-term storage. A small monthly fee may apply.

Cash Management
These services are available to businesses at a nominal charge. With cash management, you can transmit automatic clearinghouse debits and credits, manage your payroll, perform wire transfers, and transfer and manage account balances on-line 24/7. You also control individual authorization and access levels for each employee in your company. Files are downloadable in a variety of formats and can be imported into most software applications. Call for more information.

MasterCard/VISA Merchandising Services
Accepting credit cards at your business can improve sales, reduce check fraud losses and provide an accurate, cost-effective way to track transactions. We offer a variety of plans and equipment. Call for more details.


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The First National Bank of Palmerton, Palmerton, Pennsylvania
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